SCOPE OF COVERAGE AND RISKS COVERED
Losses occurring in plated hives registered in the registration systems determined by the Ministry of Agriculture and Forestry are covered by this insurance.
The risks that require risk assessment and, as a result of such assessment, are deemed unsuitable for insurance by the Agricultural Insurance Pool are not covered. This insurance covers direct damages to the beehives caused by below risks within the framework of General Conditions and Tariffs & Instructions:
POLICY ISSUANCE
In order to insure his / her plated, modern bee hives registered to the registration system determined by the Ministry of Agriculture and Forestry; the farmer shall applies to the insurance company or agency that is a member of the Agricultural Insurance Pool (TARSİM). Following the registration of the preliminary information form, which is edited by the policy holder / insured, to the system; Agricultural Insurance Pool (TARSİM) conducts the necessary controls and examination. According to the result of this examination, the insurance company or agency establish the policy in the system in accordance with the General Conditions and Tariffs & Instructions of State Supported Bee Hives Insurance. For the issued policy, Clarification Text, Policy Information Form and Policy printouts within the scope of the Personal Data Protection Law (KVKK) are sent by TARSİM to our insureds as SMS or e-mail, depending on their preference. In case the insured prefers to take the printed policy; the agency takes the Clarification Text, Policy Information Form and Policy printouts within the scope of the Personal Data Protection Law (KVKK) from the system in two copies and gives one copy to the insured in return for his/her signature. Then the agency issues the policy as two copies and hand out the one to the policy holder / insured.
PREMIUM PAYMENT
In Bee Hives Insurance, 50% of the premium written in the policy is subsidized by Government. 25% of the premium to be paid by the insured is taken in advance, the remaining premium is collected in maximum 5 installments.
CLAIM NOTIFICATION / LOSS ADJUSTMENT / PAYMENT PROCESS
In case a risk, which is covered by this insurance, occurred; policy holder / insured shall make the claim notification to TARSİM Call Center 172, 24 hours as of the date of the risk occurrence, directly or through the agencies. Also, policy holder / insured could make the claim notification through TARSIM Mobile application, regardless of time and place.
The reason, feature and quantity of the loss occurred to the plated, modern and active (with bees) hives registered in the registration system determined by the Ministry of Agriculture, is determined by the loss adjuster appointed by Agricultural Insurance Pool (TARSİM).
Following the completion of the loss file, finalized indemnity amounts are paid to the insured by the Agricultural Insurance Pool (TARSİM) via the bank channel within 30 days at the latest.