TARSİM | Tarım Sigortaları

SCOPE OF COVERAGE AND COVERED RISKS

With regard to the poultries grown in closed systems with bio-safety and hygiene measures as well as open and half open systems registered to the system determined by Ministry of Agriculture and Forestry, losses due to death, killing and obligatory slaughter arising from below risks are covered within the scope of General Conditions and Tariffs & Instructions.

Scope of Cover:

According to the Veterinary Services, Plant Health, Food and Feed Law No. 5996, all kinds of poultry diseases, except for notifiable infectious diseases
Any kind of accident and poisonings,
Any failure occurring in the generators, fans and similar equipment,
Any kind of natural disasters,
Fire or explosion,

The risks below may optionally be covered with an additional premium.

All kinds of diseases and wild animal attacks are excluded from the coverage for poultry raised in open and semi-open systems.

In addition, the following risks are optional and provided that an additional premium is received according to the evaluation or risk review result;

in the premises which Salmonella test results are negative, the material losses to be directly occurred due to deaths arising from pullorum and fowl typhoid (hen typhoid) diseases and obligatory slaughtering may be covered,
Financial losses that the insured will directly suffer as a result of deaths and compulsory slaughter that occur as a result of terrorist acts specified in the Anti-Terrorism Law No. 3713 and the sabotage arising from these acts and the interventions made by authorized bodies in order to prevent them and reduce their effects,
Financial losses that the insured will directly suffer as a result of deaths or compulsory slaughter as a result of events occurring during strikes, lockouts, commotion or popular movements and interventions made by authorized bodies to prevent these events and reduce their effects.

POLICY ISSUANCE

In order to insure his / her poultry grown in closed systems with bio-safety and hygiene measures as well as open and half open systems registered to the registration system determined by Ministry of Agriculture and Forestry Ministry; the farmer shall apply to the insurance company or agency that is a member of the Agricultural Insurance Pool (TARSİM). Following the registration of the preliminary information form, which is edited by the policy holder / insured, to the system; Agricultural Insurance Pool (TARSİM) initiates the risk assessment organization. According to the result of the risk assessment, the insurance company or agency establish the policy in the system in accordance with the General Conditions and Tariffs & Instructions of State Supported Poultry Insurance. For the issued policy, Clarification Text, Policy Information Form and Policy printouts within the scope of the Personal Data Protection Law (KVKK) are sent by TARSİM to our insureds as SMS or e-mail, depending on their preference. In case the insured prefers to take the printed policy; the agency takes the Clarification Text, Policy Information Form and Policy printouts within the scope of the Personal Data Protection Law (KVKK) from the system in two copies and gives one copy to the insured in return for his/her signature. Then the agency issues the policy as two copies and hand out the one to the policy holder / insured.

PREMIUM PAYMENT

In Poultry Insurance, 50% of the premium written in the policy is subsidized by Government. 25% of the premium to be paid by the insured is taken in advance, the remaining premium is collected in maximum 5 installments. Only in 45-day Broiler insurances, the entire premium is collected in advance.

CLAIM NOTIFICATION / LOSS ADJUSTMENT / PAYMENT PROCESS

In case a risk, which is covered by this insurance, occurred; policy holder / insured shall make the claim notification to TARSİM Call Center ALO TARSIM 172 line directly or through the agencies within 24 hours at the latest from the date of the risk occurrence. Also, policy holder / insured could make the claim notification through TARSIM Mobile application, regardless of time and place.

In Poultry Insurance, Veterinary loss adjuster, who is appointed by Agricultural Insurance Pool, shall see the damaged animals within the shortest time, makes the necessary examinations and prepares the Poultry Insurance Loss Report. Following the completion of the loss file, finalized indemnity amounts are paid to the insured by the Agricultural Insurance Pool (TARSİM) via the bank channel within 30 days at the latest.